LTR Financial Services News
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Save for College with EE Savings Bond
LTR Financial Services is dedicated to helping all of its customers on a personal level. Whether you are saving for retirement, or growing a portfolio, we understand the power of financial independence. CFP® professionals at LTR take pride in only offering advice we...
Pros and Cons of Fixed Index Annuities
Individuals looking to invest to plan for the future quickly learn they have a number of different investment options. If you’re like most people, you might need a little help understanding exactly what your options are when developing an investment strategy. That’s...
Traditional Fixed Annuities
Annuities are a common investment strategy which can be tailored to fit your financial needs. They can provide a guaranteed income stream which will be paid to the investor over a period of time and can be a great way to help save for big expenses like college or...
How MYGA Annuities Work
Setting up annuities is a popular investment strategy and something that should be considered when developing a financial plan. Annuities, which are backed by a dollar to dollar guarantee, are generally issued by an insurance company and can be invested and payed out...
Should I Have an Estate Plan?
Estate planning is an important piece of financial management which is often neglected. It can be difficult to answer questions such as; “How will my assets be divided among my loved ones when I die?” Without a plan in place, settling your affairs could continue long...
Benefits of a Full Service CFP® Firm
When searching for a Certified Financial Planner (CFP®), it is best to make sure you find one who can offer the most complete holistic wealth management services. Many professionals specialize in one area like investment or estate planning but will not be able to...
Choosing the Right Retirement Plan
Each one of us need to start planning for retirement one day or the other. Things like- I won’t have regular monthly income, Will I get a pension?, How will I live with a lump sum?, etc. will undoubtedly need to be answered for a retirement plan to be successful....