With all of the options available to you, which ones are right for you?

What this means:

In general this means you are entitled to have us help answer any questions or concerns within our scope of practice. We will attempt to get you the most up-to-date information available and help explain what the information means. Your questions and concerns are important and will be answered within 24-48 hours depending on the situation or concern. Some concerns may take longer than others but most are addressed in about 1 hour.

What this does not mean:

1. 1. We will not call the IRS or any other taxing authority on your behalf. This requires us to form a representative agreement which is listed on the Various Other Fees and Information sheet.
   2. We will not fill out forms or call anyone on your behalf which is not directly related to our engagement and is not under a representative agreement. We will speak with the third party with you present at the meeting.
   3. We reserve the right to determine if questions or concerns are valid and will decide if they are covered under the advising agreement.
   4. If your questions and concerns are judged as frivolous, we will inform you in writing as such and we may end the advising agreement.
   5. Invoiced payments not paid in full render the advising agreement invalid. We reserve the right to void any post payment reflections made in order to obtain advising due to non-payment.

*To qualify for Unlimited Advising, you must be a fully paid tax, advising, representative or insurance client. You may also qualify if you are actively being represented, actively contributing to a retirement or insurance plan.